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Pay With Klarna

Klarna Payments

Buy now but pay later

Who is Klarna

Discover the convenience of Klarna, a leading Swedish payment service provider that takes full responsibility for your payment process. Trusted by more than 85 million consumers worldwide, Klarna offers seamless and secure payment solutions that ensure a smooth shopping experience.

Pay in 3 interest free instalments

With Klarna, you have the option to pay for your purchase in 3 interest-free instalments, allowing you to spread the cost over time. The payment for each instalment is automatically collected from the debit or credit card you provided at checkout. The first instalment is collected when your order is confirmed, while the remaining two instalments are scheduled for collection 30 and 60 days later. You can easily track and manage your payments’ schedule through the Klarna app.

How to pay with Klarna at SARRA

At SARRA, paying with Klarna is simple and straightforward. Just follow these steps: browse our exquisite jewellery collections, add your desired items to your bag, proceed to checkout, and select the “Redirect me to Klarna, I will pay there” option. You will then be directed to Klarna’s website to complete the payment process securely.

Please note that the first instalment is taken at the time of placing your order, and the subsequent instalments will be automatically collected over the following two months.

The 3 Instalments are not applicable to some cases

It is important to remember that eligibility for the 3 interest-free instalments option is subject to certain criteria, including being at least 18 years old and passing Klarna’s assessment based on your financial circumstances. Rest assured, this assessment will not affect your credit rating.

Filling all the information

When using Klarna, it’s essential to provide accurate information, including your mobile phone number, email address, current billing address, and debit or credit card details. These details ensure that you receive your payment schedule and any important updates regarding your order.

Klarna Credit Searches

With Klarna, you can shop confidently knowing that your credit rating won’t be impacted. Klarna may perform unrecorded enquiries, known as soft credit searches, which are only visible to you and Klarna, not other lenders.

Klarna is not universally Available

While Pay later in 3 interest-free instalments is widely promoted, its availability may vary based on several factors, such as address details, cardholder information, order amount, previous order history, and item availability.

Cancel or Return with Klarna

In the event that you need to cancel or return your order, Klarna simplifies the process. Once we receive your return and confirm it, Klarna will adjust your payment schedule accordingly. For partial returns, an updated statement will be sent to you, and for full returns, any collected payments will be refunded, and future scheduled payments will be canceled. You can easily monitor the status of your order and payments through the Klarna app.

In case you have any concerns about the delivery status or any issues with your order, please contact us at cs@sarracollections.com or reach out to Klarna’s customer service. Klarna can assist with postponing the payment due date or placing the order on hold until your goods arrive.

Insufficient funds for your Klarna payment

Experience the convenience of Klarna’s Pay later in 3 interest-free instalments option when making your purchase at SARRA. Klarna will seamlessly attempt to collect your payment from the debit or credit card you provided at checkout. In the event that we are unable to collect the payment on the scheduled due date, Klarna will make one additional attempt to automatically collect the payment two days later.

Should the last payment attempt fail due to insufficient funds, Klarna will issue a statement for the full outstanding order amount, which will become payable 15 days later. Rest assured that Klarna will notify you two days in advance of the payment due date, giving you ample time to make the necessary arrangements. You can conveniently monitor the due date and manage your payments through the Klarna app.

It’s important to note that even if you have faced challenges with timely payments, your credit score will not be impacted by using Klarna’s Pay later in 3 instalments product. Klarna understands that financial circumstances can vary, and they prioritize offering flexible payment options without affecting your credit rating.

Klarna trusted security

When it comes to security, Klarna ensures that your payment information is processed securely. No card details are transferred or held by us. All transactions occur through secure connections using the latest industry-standard security protocols.

Klarna Payment notifications

Klarna keeps you informed every step of the way. You will receive payment notifications via email and push notifications from the Klarna app, including reminders of upcoming payment due dates or any unsuccessful payment attempts. You can also track your order and payments directly through the Klarna app or by logging in to their website.

For more information or to manage your Klarna account, visit klarna.com.